Graduate Student Association @ UCR




Home About GSA Officers Council Health Insurance Conference Grants Mini-GSAs Events Calendar UCSA Committees Conference Criteria Community Events GSA Annual Conf. Find Funding Discussion Board Classified Ads Campus Resources Contact Us Office Location: New Commons Suite 203 Hours: M - F: 9-5		Graduate Student Health Insurance Plan (GSHIP) [GSHIP FAQ] [Healthcare Links/Documents] What GSHIP Is Graduate Student Health Insurance (GSHIP) is mandatory for all graduate students who are not enrolled in comparable private health care. For teaching assistants, readers, and student researchers, the yearly GSHIP premium is paid for by your department or campus employer. This is automatic along with partial tuition reimbursement. How It Works GSHIP coverage includes services provided by the Campus Health Center (CHC) and participating partners of the Anthem Blue Cross PPO. A membership card is mailed directly to the enrollee. With the exception of emergency services, all treatments begin at the CHC. If a referral is required, it will be administered by the CHC and is valid for 90 days after the date of the referral. GSA’s Role in GSHIP The UCR GSHIP coverage is determined by the collaboration of the UCSHIP Executive Committee, UCSHIP Advisory Board and UCR SHIP Committee. The GSHIP Officer works with the UCR SHIP Committee, comprising of CHC staff, undergraduate students and graduate students. The GSHIP Officer also participates with the UCSHIP Advisory Committee, consisting of students from other UC universities and UCSHIP board members. Student insurance concerns are raised and discussed at the UCR SHIP Committee and UCSHIP Advisory Committee meetings. Recommended changes to the UCSHIP are enacted by the UCSHIP Executive Committee. To volunteer on the UCR SHIP Committee, please contact GSA. Copays Graduate students enrolled in the GSHIP do not have a copay when visiting the CHC. There is a $15 to $20 copay for off-campus office visits (after $200 deductible), $50 for urgent care and $100 for emergency room visits ($100 waived if admitted). Prescription copay is now $5 for generic drugs. Brand name drugs will range from $25 to $40. Referrals Referrals for off campus medical services are mandatory and administered by the CHC. Referrals are valid for 90 days.. Vision Care Vision services are covered by the Anthem Blue View Vision Insight plan. Providers can be found on the Anthem Vision Provider directory. Dental Care Dental services are available through Delta Dental PPO. Dental care providers can be found on the Delta Dental Provider directory. Back to top of page GSHIP FAQ Is there a required visit copay at the CampusHealthCenter (CHC)? How do I choose not to enroll in GSHIP? What does it mean to “opt out” of GSHIP? I thought that no copay was required at the CHC since I am enrolled in GSHIP. Why was I charged for a prescription? Why was I charged a visit copay at my last doctor’s visit? What are the latest changes in coverage? Is there a required visit copay at the CampusHealthCenter (CHC)? There is a required copay for those not enrolled in GSHIP. For those students who already participate in GSHIP, this copay has been included in your yearly premium and is therefore not due at the CHC. Back to FAQ list or top of page How do I choose not to enroll in GSHIP? You can choose not to be enrolled in GSHIP if you can prove that you have other health coverage that meets the University’s minimum requirements. Otherwise, GSHIP is required. A waiver form is required in order to “opt out” of GSHIP coverage. This waiver can be found here and filled out online. You must fill out a waiver form before the quarter’s coverage begins. Waivers received after this point will not be eligible to opt out. Back to FAQ list or top of page What does it mean to “opt out” of GSHIP? “Opting out” of GSHIP means that you have sufficient outside health coverage to meet the University’s requirements and that you have successfully filled out the online waiver form before the quarterly deadline. For more information on opting out please refer to universtiy health waver opt out page Back to FAQ list or top of page I thought that no copay was required at the CHC since I am enrolled in GSHIP. Why was I charged for a prescription? There is no visit copay for GSHIP enrollees. However, you are still required to pay the $5.00 prescription copay at the CHC pharmacy or at least $10.00 at any other pharmacy. Back to FAQ list or top of page Why was I charged a visit copay at my last doctor’s visit? If the visit was to a physician outside of the CHC, the visit copay of $15.00 still applies. If this visit was at the CHC and you are enrolled in GSHIP, this was an error. Back to FAQ list or top of page What are the latest changes in coverage? Removing copayments on generic and single-source brand contraceptives to comply with the Women's Preventive Health mandates of the Affordable Care Act; Adding coverage of tuberculosis screening testing; Adding coverage of psycho-educational testing to assist in the diagnosis of, and determine academic accommodations for, learning disabilities; Increasing in-network dental coverage of major services from 50% to 70%. Back to FAQ list or top of page Healthcare Links & Documentation Campus Health Center / (951) 827-3031 UC SHIP Homepage / (951) 827-3031 Current Health Insurance Documentation Insurance Booklet Quick Facts Sheet UCR and Systemwide GSHIP Comparison Documents UCR and Systemwide GSHIP Comparisons UC Systemwide GSHIP Medical Benefits UC Systemwide GSHIP Prescription Drug Benefits UC Systemwide GSHIP Vision Benefits UC Systemwide GSHIP Dependent Medical Plan UC Systemwide GSHIP Dependent Prescription Drug Benefits GSHIP Rates Back to top of page